Buy Now or Later? | Kentucky Real Estate

Every person considering purchasing a home wants to make the smartest financial decision possible. Often, future home buyers believe they need to save more money to make home ownership affordable. A savvy buyer understands that not only does the down payment amount (the money due on day of closing) lower the monthly payment amount of the mortgage, but the LOCKED IN INTEREST RATE does as well. Sometimes, the interest rate can save a buyer even MORE money in monthly mortgage costs than a larger down payment upfront could.

You can browse some comparisons here… even a quarter point of interest can make a sizeable impact on how you determine your affordability of the home you want!

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